Unity Life Group

Your trusted insurance and financial planning partner

Founded on the belief that everyone deserves unbiased guidance, Unity Life Group operates as a fully independent brokerage. We are not tied to any single carrier, which means our only priority is finding the right fit for you.

Whether you are a young professional starting your first policy, a family planning for the future, or a business owner protecting your team, we bring clarity and confidence to every conversation.

            Independent and unbiased
            We represent you, not the insurance companies.
          

            Multi-carrier access
            Compare options from 20+ top-rated providers side by side.
          

            Client-first philosophy
            Your goals drive every recommendation we make.
          

Comprehensive coverage and planning for every need

Personalized Protection Planning

We design customized coverage strategies using Term, Whole Life, and IUL based on your income, goals, and family needs — no cookie-cutter policies.

Wealth Building Through Life Insurance

We help clients leverage Whole Life and IUL policies to build tax-advantaged cash value, create living benefits, and support long-term financial growth.

Income & Legacy Protection

From income replacement to estate planning strategies, we structure policies that protect your family today and create generational wealth tomorrow.

Policy Reviews & Strategy Optimization

Life changes — your coverage should too. We conduct regular policy reviews to ensure your protection and cash value strategy stays aligned with your goals.

Independent expertise that puts your interests first

Unlike captive agents who work for a single insurer, we shop the market on your behalf. Every recommendation is backed by transparent comparisons and plain-language guidance so you always know exactly what you are getting.

Business team collaborating with confidence

Custom Protection Plans Coverage strategies are tailored to your income, goals, and family needs.

Cash Value Growth Whole Life and IUL options help build tax-advantaged value over time.

Income and Legacy Focus Plans are designed to protect today’s income and support long-term legacy goals.

Policy Optimization Regular policy reviews keep your strategy aligned as life and goals evolve.

Meet the advisors behind your plan

Tristen Forgett

Chief Executive Officer (CEO)

With over 10 years of experience in the life insurance industry, Tristen leads the company’s vision, growth, and long-term strategy. His focus is building a company that families can trust when making important financial protection decisions. Through strong leadership and a commitment to client-first service, Tristen has helped develop a team dedicated to protecting families and providing peace of mind.

Daniel E. Herrera

Chief Operating Officer (COO)

With more than 7 years of industry experience, Daniel oversees the company’s operations and agent development. He is responsible for ensuring clients receive a smooth, reliable experience from their first conversation through policy placement. Daniel is passionate about building efficient systems and empowering agents to deliver exceptional service to every family they help.

Jesus Ramirez

Chief Marketing Officer (CMO)

Jesus leads the company’s marketing and growth initiatives, focusing on connecting families with trusted financial protection solutions. Through strategic outreach, brand development, and customer education, he helps ensure the company continues reaching families who need guidance and support when planning for the future.

Josue Mahecha

Chief Financial Officer (CFO)

With over 7 years of financial leadership experience, Josue oversees financial planning, strategy, and long-term stability for the company. His focus is maintaining strong financial operations while supporting sustainable growth that allows the company to continue serving families for years to come.

Stories from families we serve

"We just bought our first home and wanted to make sure the mortgage was protected if anything happened. They walked us through term life vs. mortgage protection and helped us choose coverage that fit our budget. We sleep better knowing our home is secure no matter what."

Amanda & Luis M. First-time homeowners

"We originally thought life insurance was just a death benefit. They showed us how a whole life policy could build cash value over time while protecting our kids. It feels good knowing we’re building something long-term, not just buying a policy."

Danielle R. Mother of two

"I wanted coverage but also something that could grow with me financially. They explained how an IUL works and how it ties to market performance without directly risking my money. Now I have protection and a strategy for future income."

Marcus T. Small business owner

Answers to common questions

What does an insurance broker do?

We help individuals, families, and business owners find the right life insurance coverage based on their specific goals and budget. Instead of offering just one option, we compare Term Life, Whole Life, Indexed Universal Life (IUL), and Mortgage Protection strategies to design a plan that fits your needs — whether that’s income replacement, building cash value, or protecting your home.

How many carriers do you work with?

We work with over 40 of the best and highest rated insurance carriers in the US to provide competitive options and flexible solutions. This allows us to tailor coverage based on your health profile, financial goals, and the type of policy you’re looking for — whether that’s affordable term coverage or long-term cash value growth through Whole Life or IUL.

Can you help with an existing policy?

Yes. We regularly review existing life insurance policies to make sure they still align with your current goals. Whether you want to lower your premium, increase coverage, explore cash value performance, or add mortgage protection, we can evaluate your current plan and recommend adjustments if needed.

What is the process for getting started?

It starts with a short consultation to understand your goals — protecting income, covering a mortgage, building wealth, or leaving a legacy. From there, we compare options, design a strategy, and walk you through the application process. Many policies can be approved quickly, depending on health and coverage type.

Do you offer coverage outside your home state?

Yes. We are licensed in all 50 states and work with clients nationwide. Whether you’re local or across the country, we can guide you through the entire process remotely and help you secure the right Term Life, Whole Life, IUL, or Mortgage Protection coverage wherever you live.

Free tools to help you plan ahead

Life Insurance Coverage Estimator

Answer a few simple questions about your income, debts, mortgage, and family goals to get a personalized estimate of how much Term Life, Whole Life, or IUL coverage may be appropriate for your situation.

Cash Value & Retirement Strategy Review

Explore how Whole Life or Indexed Universal Life (IUL) can build tax-advantaged cash value over time. See how life insurance can support long-term income planning while still protecting your family.

Mortgage Protection Analysis

Recently purchased a home or refinancing? We’ll help you calculate how much coverage is needed to protect your mortgage and ensure your family can remain in their home if something unexpected happens.

Take the Next Step

Your goals deserve a plan that keeps up

Connect with a Unity Life Group advisor today. Whether you need a new policy, a second opinion, or a complete financial review, we are ready to help.

Get a Free Quote

Let's start a conversation

Whether you have a question about coverage, need a second opinion on an existing policy, or want to explore your options, our team is here to help.

Phone

+1 727-201-0651

Mon-Fri, 9 AM - 6 PM

Email

management@unitylifegrp.com

We respond within 24 hours

Office

Doral, FL

Protection and financial clarity for every stage of life